Pan-African payments infrastructure

Collect payments, pay suppliers across borders, and automate your books.

Licensed by the Bank of Tanzania as Payments Service Provider, and integrated with licensed financial institutions.

Talk to us
Settle in
TZSTanzania
KESKenya
UGXUganda
RWFRwanda
NGNNigeria
ZARSouth Africa
GHSGhana
USDUnited States
EUREurozone
GBPUnited Kingdom
CNYChina
Developers

Built for builders.

An API-first platform with sandbox keys, predictable errors, and clear documentation. Ship payments in days, not months.

Read the docsGet API keys
Built for
B2B
Invoicing, vendor payouts, and reconciliation for businesses.
Marketplaces
Split payments and payouts to thousands of sellers.
SaaS
Recurring subscriptions in local currencies.
charges.create.ts
// Create a charge — accept any African rail
const charge = await swahilies.charges.create({
  amount: 25000,
  currency: 'TZS',
  customer: {
    phone: '+255700123456'
  },
  payment_method: 'mpesa',
  metadata: { order_id: 'ord_8f3' }
});

// → charge.status === 'succeeded'
200 OK · 142msSandbox ready
Also from Swahilies

Kuza Business, built on
top of our payments rails.

A simple business tool for managing sales, stock, and expenses, for the SMEs growing on top of Swahilies.

Kuza BusinessFor African SMEs
Run your shop, smarter.
Sales tracking
Every sale, every channel, captured automatically
Stock management
Know what's selling, know what's running out
Insights
Clear numbers for better decisions
Learn more
Step 01

Sales tracking

Every sale, every channel, captured automatically

  • Sales recorded as customers pay
  • Daily, weekly, monthly summaries
  • Profit margins surfaced in real time
Step 02

Stock management

Know what's selling, know what's running out

  • Real-time inventory levels
  • Low-stock alerts before you run out
  • Purchase suggestions from sales velocity
Step 03

Insights

Clear numbers for better decisions

  • Cash flow visibility at a glance
  • Best-sellers and slow movers
  • Customer balances and outstanding debts
FAQs

Questions?We've got answers.

Everything you need to know about how Swahilies works. Can't find what you're looking for? Reach out.

Talk to us.

Mobile money (M-Pesa, Tigo Pesa, Airtel Money, MTN MoMo), Visa and Mastercard, and direct bank transfers, all through one integration.

Most teams ship a working integration in an afternoon. Sandbox keys, drop-in checkout, and clear documentation mean you can build and test before applying for production access.

We settle to your bank account or mobile wallet in local currency, typically same-day. Configure auto-payouts on a schedule, or trigger them via API.

Yes. Hold funds in your local currency and pay out in USD, CNY, INR, EUR, GBP, and more, at fair mid-market FX rates, with settlement in hours rather than days.

We're rolling out across Africa, starting in East Africa and expanding to West and Southern markets. If you don't see your country yet, get in touch and we'll let you know when we launch.

PCI DSS Level 1, end-to-end encryption, signed webhooks, and regulated banking partners. Your transactions, customer data, and funds are protected by infrastructure built to bank-grade standards.